Installments

Shop Pay with Affirm offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments, both online and in store. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
 

Payment plans

Purchases between $50 USD to $17,500 USD are eligible for Shop Pay Installments, with options to:
 

Pay in 4 for purchases $50 to $999

• Interest-free payments every 2 weeks
• No impact to your credit score

Pay monthly for purchases $150 to $17,500

• 3, 6, or 12-month terms
• Rates from 0-36% APR
• No impact to your credit score to apply

Note: Minimum purchase amounts may vary by retailer.
 

Eligibility requirements and credit score

You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.

Note: To use Shop Pay Installments you need a US shipping address.
 

Fees or penalties

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
 

Restricted items

There are some items that you can’t use Shop Pay Installments to purchase, including, but not limited to:

• Cash advances
• Illegal items and activities
• Weapons, including parts and accessories
• Narcotics
• Regulated products such as alcohol, tobacco, or drug paraphernalia
• Currency, including cryptocurrency
• PayPal, Venmo, and other money transfer services
• Loan and credit card payments

Terms of Service

Learn more about Affirm’s terms of service or Shop’s terms of service. 
 

Disclosure

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. 

Affirm is the originator and servicer of Shop Pay installments, but payments are managed in your Shop Pay account.

Furniture Delivery

Following your purchase, you have a seven-day window to collect your items. Should you require additional time, please don't hesitate to inform us!

While we don't offer in-house delivery, we suggest that you arrange delivery with the following companies.

To pick up your order, please head to our back entrance located on 1119 Court C, Tacoma, WA 98402. 

iNDUSTRY MOVERS

David and his team will give your new or consigned furniture white-glove treatment. His company is the best!

253-802-6683 | iNDUSTRY MOVERS

Lugg

An online and app-based service, Lugg lets you choose what size of vehicle you need and how many people you need to move things. Same-day delivery is often available.

Lugg.com

All Service Moving

A local moving company that takes excellent care of your furniture! Reasonable pricing and fast turnaround. Call and say Cory Hofstad referred you for 10% off your delivery or pickup!

(206) 508-5855

I-Haul Delivery

"Big or Small, We'll Haul it All." A local moving company that offers white-glove service. On-demand delivery.

ihauldelivery.com | 253-324-3001